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My Account My Account; Cards Cards; Banking Banking; Travel Travel; Rewards & Benefits Rewards & Benefits; Business Business The American Express Business Checking account checks a lot of boxes, with no monthly or incidental fees and a competitive APY. Savings Accounts; Send Money & Split Purchases: Venmo and PayPal; Membership Rewards® Point Summary American Express Business Blueprint™ is the small business digital experience that allows a customer to view on one digital dashboard summary account information for the following Learn about the features, benefits and drawbacks of the American Express Business Checking account, which offers 1. You or your business is an American Express Credit Card holder: You or your business must have either a consumer or business credit card through Amex to qualify for a business checking account. 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